ESI (Employee State Insurance) is a self-financing health insurance scheme and social security for the workers or employee in India . The scheme provides Employees with a comprehensive Social Security Scheme for protecting the employees during sickness, injury or disability.
Employer should register ESI for the factory or establishment with ESIC (Employee State Insurance Corporation ) within 15 days which is applicable to the ESI Act. ESI is the autonomous corporation under Ministry of Labour and Employment, Government of India .
The funds for the employees and their families are managed by ESI through its large network of branch offices, hospitals etc.. in accordance to the ESI Act 1948. So , the employee can enjoy all the benefits including full range of medical's, surgical, diabetes treatment etc...
While registering ESI , using form 01 filing is done along with a separate sheet containing the name and address of the Establishment, number of employees, nature of duty and name, designation and address of the manager controlling such persons, in respect of office situated outside. After the application pass through compliance and satisfied ESIC (Employee State Insurance Corporation ) regional office will allot a code number to the employer.
The ESI Scheme provides full range of medical benefits namely outpatient services and Hospital services through a network of dispensaries, diagnostic centers and ESI Hospitals etc. ESI Corporation provides medical expense if your employer is registered with ESI.
An ESI insured employee is enjoy to avail the sickness benefits after he/she has paid contribution for at least 78 days in a contribution period of six months. Sickness Benefit is payable for a maximum of 91 days in two consecutive contribution periods (one year).
Insures employee who are applicable to get ordinary benefits are paid enhanced benefits at double the rate of sickness benefits (cash). Duration of enhanced Sickness Benefits is Up to 7 days in the case of Vasectomy and Up to 14 days in the case of the Tubectomy.
Dependant benefit can be received by a widow on a monthly basis for lifetime or till her remarriage. This benefit can be received by son or daughter until the eighteen years of age. Other dependents like parents including a widowed mother etc. can also receive this benefit under certain conditions.
To avail this benefit woman should have have paid contribution for at least 70 days in two consecutive contribution periods i.e. in one year. Usually the maternity benefit is payable for 12 weeks which can be further extended up to one month based on medical grounds.
There are two type of disability benefit permanent and temporary benefits. Temporary disablement benefit is payable till disablement lasts . In case of permanent disablement, the cash benefit is payable for life. The amount payable is worked out on the basis of loss of earning capacity determined by a Medical Board. Disablement benefit is payable within one month of submission of the complete claim papers.
For all those who have a liability to register themselves, if fails to do the same than under section 75A of the finance act 1994 penalty for the failure of an assessed to get himself registered was fixed at Rs. 500/- as a onetime payment but subsequently this section was deleted by the virtue of the finance act 2004 and now the general penalty that is applicable is Rs. 1000/- as per section 77 of Finance act.
Collection of Documents
Preparation of Application
Submission of Application
Certificate of Udyog Aadhar Registration